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  1. Newsletter 493 - 06/02/2026

    Newsletters

    polling this week underlined the political risk. A new Alco poll for Alpha TV again places New Democracy... that underpins many Greek NPL transactions. Securitisation business plans depend on projected cash flows

    17%
  2. Assessing the health of Greek banks' loan portfolios
    Photo by MacroPolis

    EconomyBanking

    show that the non-performing loan (NPL) ratio reached 33.8 percent at the end of 2014, revealing a material deceleration in the NPL formation during the course of 2014. In particular, the NPL ratio... classified as NPL last year, while housing NPL ratio was the lowest slightly below the 29-percent

    17%
  3. Multi-bill tabled in Parliament, paves way for sale of NPLs

    EconomyProgramme

    the draft bill stresses that a secondary NPL market will be created with positive consequences... that would acquire the NPL would do so at a price much lower than its nominal value. This means it could... for the bank that originally held the loan. According to the multi-bill, a loan is classified as NPL

    17%
  4. Greek banks: Taking stock of a rough 2015 and looking at what lies ahead
    Photo by MacroPolis

    Agora

    corresponded to almost a quarter of gross loans from a fifth a year ago. The non-performing loan (NPL..., the NPL ratio increased by 2.4 percentage points (pp) to 36.4 percent. Despite the NPL rise, the sharper increase in provisions led to the NPL coverage ratio improving by more than 9 pp to 68.1 percent

    17%
  5. Eurobank records 40 mln net profits in Q2 and third quarter of negative NPE formation
    Photo by MacroPolis

    EconomyBanking

    the NPE formation stood at at -73 and -60 million euros respectively. In contrast, NPL formation stayed... down by 41 percent from the Q1 figure of 154 million. The NPL stock was reduced by almost 200 million QoQ to 17.3 billion on write-offs with the NPL ratio slipping to 34.6 percent in Q2 from 34.8

    17%
  6. NBG reports net loss of 163 mln in 2017, bad loans continue to fall
    Image via www.nbg.gr

    EconomyBanking

    stock to 13.1 billion in 2019. The bank notes that once the 2019 targets are achieved, NPL and NPE...-performing loan (NPL) formation dropped by 311 million, reversing the positive formation of 66 million...). NBG noted that the improved results in NPL formation reflected its strategy of accelerated

    17%
  7. Eurobank net profits from continued operations fall by 12.2 pct in 2018
    Image via www.eurobank.gr

    EconomyBanking

    loans, with NPE formation of -3 million. A rise of 1 million had been noted in Q3. NPL formation also... formation of 31 million in Q3. The NPL stock stood at around 13.2 billion in Q4 with the NPL ratio slipping to 29.3 percent in Q4 versus 30.9 percent. The NPL coverage ratio declined to 67.2 percent in Q4

    17%
  8. Newsletter 140 -17/11/2017

    Newsletters

    percent). Apartment prices fall by 0.6 in Q3 Compared to the previous quarter, apartment prices contracted... in Q2 2017, Bank of Greece (BoG) data showed. Compared to the previous quarter, apartment prices... to pose a challenge on several fronts. The drop in the nominal value of apartments in Greece eased

    16%
  9. Newsletter 166 -15/06/2018

    Newsletters

    to the permits rose by 11.8 percent while volume rose by 4.2 percent. Apartment prices fall by 0.1 pct.... The latest figure marks three continuous quarters during which the drop in apartment prices has remained under 1 percent. Compared to the previous quarter, apartment prices fell by 0.3 percent versus a rise

    16%
  10. Bank of Greece sees growth at 0.7 pct in 2014, NPLs up to 34.1 pct
    Photo by MacroPolis

    EconomyMacroeconomy

    (NPL) ratio rose to 34.1 percent at the end of June from 31.9 percent at the end of 2013 indicating a slight slowdown in the NPL formation within the first half of the year. The NPL breakdown by sector displayed consumer credit and corporate NPL ratio increased by almost 3 percentage points (pp) from

    16%