Terms & conditions

WEBSITE TERMS & CONDITIONS

1. Description of the Services  

1.1 We welcome you to Macropolis.gr a website (hereinafter “The Website”) and a subscription service (hereinafter “The Service”) that belongs to the company MacroPolis IKE (hereinafter “The Company” or “Macropolis.gr”). The users / visitors of the Website and the subscribers of the Subscription Service shall read carefully the terms of use and the pre-conditions for the provision of the services that follow before visiting or using the Website and the Service. In case they do not agree, they should not use the site, otherwise it is implied that they accept this Terms of Use Agreement (hereinafter “this Agreement”) and that they consent. These Terms of Use apply in relation to the entire content of Macropolis.gr. The Contracting Parties to this Agreement are the user / visitor of the Website and / or the subscriber, on one side, and the Company, on the other side.

1.2. Macropolis.gr can at any time amend the terms of use and the users of the Website and/or the subscribers of the Service shall each time they visit the Website inspect for any amendments. In case the users of the Website and/or the subscribers of the Service continue to use Macropolis.gr following amendments to the terms and conditions it is considered that they accept the terms and conditions as amended.

1.3. The Website consists of the following sections (1) Home, (2) Politics, (3) Economy, (4) Society, (5) Statistics, (6) Charts, (7) Documents, (8) Newsletters and (9) Media. Access to them is subject to an agreement for the provision of the Subscription Service. Moreover, the Website contains a blog named “The Agora”. Regarding the relation between the Website and the Subscription Service, it is possible that in the future the content of the newsletter, i.e. part of the subscription Service, will be disclosed and be made available for free access to the users / visitors of the Website after a certain period of time, after it was made available to the subscribers for a fee. The exact scope and content of the phrase “certain period of time” will be decided in the future by the Company,

2. Login and License

2.1. Use of The Website is fee liable following a registration process.

3. Legal Nature of the Service

3.1. Macropolis.gr provides timely, accurate and independent analysis of events and developments in Greece at the extremely challenging time of the economic crisis for the country which moved Greece from relative obscurity to international prominence taking fully into account political, economic and societal complexities instead of clichés. The analysis is compiled by experienced professionals who have not just observed the crisis in Greece and Europe but have lived the crisis and thus provides a real insight into developments in Greece. Macropolis.gr does not aim to give investment advice but hopes the intelligence it supplies will be useful for investors as well as analysts, policy-makers, academics, journalists and anyone who would like to understand Greece better. Macropolis.gr is self-financed and is not affiliated to any political party or financial institution. The Agora is a public forum for discussing events that are unfolding in Greece and beyond. Contributors to The Agora, as well as guest posters, share their views on political, economic and other matters, while also offering readers the opportunity to express their opinions.

3.2. Macropolis.gr is not a news site and does not fall under the scope of the regulation of the press and the Laws No. 2328/1995 and does not have civil liability to pay damages according to Law No. 1178/1981. Agora is not a news blog and it does not fall under the scope of the regulation of the press.

3.3. The Company has the right to discontinue (download) the content display temporarily or permanently or proceed to the foreclosure of a user / visitor anytime and especially immediately after it becomes aware of any breach of this Agreement.

3.4. In any case that anyone wants to make any disclosure to the Company against any third party for the discontinuation of content display (notice and take down process), in the legally foreseen, should take every possible care to ensure the grounds are sufficient and concern a specific content posted from a specific user.

3.5. In any case, the Company should be provided at least those items that will be able to support the notification and to avoid unjustified, unsubstantiated, untrue and unfair disclosures. If there is any damage to The Company because of the actions to which The Company proceeded due to the notice of a third person, this person assumes responsibility for covering the damage and any related expenses of the Company.

3.6. It is understood that The Company is required to download the content display in the event of a command or application or decision by a competent authority or Court.

4. Intellectual and Industrial Property Rights

4.1. The entire content of Macropolis.gr, including, but not limited to, texts, news, graphics, photographs, illustrations, pictures, services and any kind of files is protected by copyright, is owned by the Company and is governed by national and international copyright law except the content that is explicitly recognized to be an intellectual and/or industrial right of others (indicatively, the photos contained in macropolis.gr). Access and use of the website does not give rise to any right provided by copyright or trademark law. For this reason it is prohibited to reproduce in whole or in part, duplicate, copy, translate, republish material from this website (including republication on another site),  store, sell, rent or sub-license material from the website, transmit, distribute, publish, show any material from the website in public, exploit material on this website for a commercial purpose, perform, "load ", translate, edit or modify any material on the website in any way without the express prior written consent of the Company. Exceptionally, users are allowed to reproduce parts of the content to a personal computer and print pages from the website for personal use, download for caching purposes only, without the intention of any commercial use and always under the condition that the source of origin is mentioned, without implying in any way that by such use intellectual property rights in the content are granted. Any use including framing, meta tags or other text utilizing the Company’s trademarks, or other trademarks displayed, is strictly prohibited without the Company’s express written consent.

4.2. Whatever else is contained in the pages of Macropolis.gr and is a registered trademark or third party intellectual property right belongs to the area of ​​responsibility of the third party and has nothing to do with Macropolis.gr. In case of violation of intellectual property rights of the Company the legal provisions on the enforcement of intellectual property rights apply and civil, administrative and criminal penalties are threatened as provided for in Law n. 2121/1993.

5. Data Protection – Privacy Statement

5.1. The Company shall collect personal data of the users which is necessary, relevant and appropriate in relation to the objective pursued, which is which is the user access to The Service and the use of cookies, i.e. technical purposes. For our cookie policy please refer to http://www.macropolis.gr/?i=portal.en.privacy-policy.

5.2. User data / information is not disclosed to third parties. Users / visitors of the Website are solely responsible for the truth, accuracy and updating of the data they indicate when registering to the Subscription Service and are able to use sections five (5), Statistics, six (6), Charts, (7) Documents and (8) Newsletters which are not offered to the public for free access but instead access to them is part of the Subscription Service. By accepting this Agreement users / visitors of the Website (data subjects) give explicit consent to the collection and processing of general data under the terms and conditions that are specifically analyzed in this Agreement.

5.3. In compliance with the obligations arising from the Law 2472/1997 as amended, the Company informs the users of the following:

a) Details of The Company and of a representative of The Company for the protection of personal data: Nicholas Malkoutzis – info @ macropolis.gr

b) Once a user is a data subject he/she has the right to know whether personal data relating to him/her are or have been processed.

c) Once a user is a data subject he/she has the right to raise any objections to the processing of data concerning him/her in accordance with what is specifically provided for in Law 2472/1997.

5.4. Users' personal information is protected and managed in accordance with the conditions and rules of Greek law and in particular Law n.2472/1997, Law n. 3471/2006 and Law n.4070/2012, and the Company strictly follows all the rules adopted by the relevant legislative framework including relevant provisions of European law (Directives 95/46/EC and 97/66/EC). Under this legislative framework, the data held by the Company may be disclosed to third parties, to the competent authorities, prosecutors and other administrative services in accordance with the rules and regulations laid down by the current legislative framework.

5.5. The Company states that it has no responsibility for the cases in which the user communicates and / or declares personal data and / or general information and / or data relating to the websites of third parties on which they acquire access or to which they are referred through the Website / by the Company. Similarly, the Company accepts no responsibility for cases in which the user discloses personal data to The Agora blog.

5.6. The personal data (names, addresses, etc.) that may be collected is not disclosed to third parties (except as provided by the law to relevant authorities), but instead their personal character is preserved. The Website keeps records with the users’ data user for the purposes of access to The Service and the use of cookies, i.e. for technical purposes and for enabling the provision of services purposes.

5.7. Moreover, in the case of "links" to other sites, our web site is not responsible for the management and protection of personal data policy of these other sites.

5.8. In any case, the user / visitor of the Website has the potential after contact with the relevant department and after he / she ascertains the existence of a personal record to request the deletion, correction or change of the record. Minors have access to The Website only with the consent of parents / guardians and are not required to disclose their personal information.

5.9. It is expressly agreed hereby that in case any action, claim, administrative or legal action arising from any breach by the user is brought against the Website the user assumes the obligation to participate in the relevant Court procedure and to indemnify the Company if it is forced to pay compensation or other expense.

6. Provision of the Service

6.1. Registered subscribers of the Website have access to all sections depending on the subscription option they have chosen. Registered subscribers also have access to the newsletter in the mobile application, the Website section and electronic mail. The Agora section of the Website is offered to the public free of charge. 

7. Modification / Termination of the Service

7.1. The Company reserves the right to proceed in its sole discretion at any time to any modification on the Website, how it works, the content, the way of service, the terms of use, etc. mainly for purposes of improving the offered service without an obligation to notify users.

7.2. The Company reserves the right to choose, add, remove and modify at its absolute discretion the content of the Website and to remove the content which is added / created by the user mainly for purposes of improving the offered service. The Company cannot intervene with the content created by third parties.

7.3. Similarly, the Company reserves the right to proceed at any time and at its sole discretion to a temporary or permanent closure / suspension of the Website without an obligation to notify the users / visitors of the Website as opposed to the subscribers. Finally, the Company reserves the right to modify at any time without prior notice this Agreement. This Agreement will enter into full effect / be valid once it is posted to the Website.

8. Users’ / visitors’ Obligations   - Acceptable use

8.1. The visitor / user of the Website shall: a) Comply with all the provisions governing communications; b) refrain from any illegal or unauthorized use of the content and services of the Website or any use which is in connection with any unlawful, illegal, fraudulent or harmful purpose or activity c) refrain from using the website in any way that causes, or may cause damage to the website or impairment of the availability or accessibility of the website d) refrain from using the website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, or any other malicious computer software e) refrain from conducting any systematic or automated data collection activities on or in relation to this website without the Company’s written consent f) use the site for any purpose related to marketing without the Company’s express written consent. He must also behave in a decent and discreet manner during his visit and use the Website, while the adoption of practices of unfair competition or practices that conflict with appropriate behaviour is expressly prohibited. Any damage caused to the Company or generally resulting from poor or improper use of the Website by the user / visitor goes back to the user’s / visitor’s sole responsibility.

9. User Content

9.1. In these terms of use, “user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that the visitor/user of the website submits to this website, for whatever purpose.

9.2. The visitor/user of the website grants to the Company a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute the user content in any existing or future media. The visitor/ user also grants to the Company the right to sub-license these rights, and the right to bring an action for infringement of these rights. The Company may remove, edit or amend any such material at any time without notice to the user. The Company will also have the right to disclose the user’s identity to any third party who is claiming that any material posted or uploaded by the User to the Company’s site constitutes a violation of their rights including without limitation their intellectual property rights, reputational rights or of their right to privacy.

9.3. The user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against the user/visitor or the Company or a third party (in each case under any applicable law). 

9.4. The user/visitor must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

9.5. The Company reserves the right to edit or remove any material submitted to this website, or stored on the Company’s servers, or hosted or published upon this website.

9.6. Notwithstanding the Company’s rights under these terms and conditions in relation to user content, the Company does not undertake to monitor the submission of such content to, or the publication of such content on, this website.

10. Limitation of Liability

10.1. The Company, without a warranty, and therefore without incurring any liability, exerts maximum effort to ensure that all information and content of the Website is correct, accurate, clear, timely, complete and available. The Company shall not be liable for any damage caused to the visitor / user as a result of visiting / using the Website including (i) direct loss or consequential damage of the user/visitor or third parties who derive their rights from the user/visitor such as business loss, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data (ii) direct loss or consequential damage of users/visitors that breach the present terms and conditions and (iii) any liability caused by a force majeure event. The Company’s liability is solely restricted to liability for death or personal injury arising from gross negligence or malicious intent. The information and services are provided "as is" without any express or implied warranty, including those of merchantability or fitness, which are explicitly denied by the Company. The Company under no circumstances guarantees the uninterrupted or error-free provision of services and content or even the lack of "bugs" neither of the Website nor of any other site or server through which the user / visitor of the Website receives the content of the Company or to which the Website links.

10.2. The Website is also not responsible in any way, directly or indirectly, to provide any incentive, inducement or advice to users / visitors of the Website to perform any act but instead it is at the discretion of the users / visitors to evaluate what information they receive and to act based on their own will, without any liability of the Website.

10.3. The Company is not responsible for the content and services of other websites to which it provides hyperlinks nor guarantees their availability. Problems that may arise during the visit / use of other websites to which the Website links / points are sole responsibility of the respective websites, to which users / visitors of the Website must refer to. Reference to other sites is done for the convenience of users / visitors of the Website and in no way creates any kind of commitment for anyone and any form of responsibility for the Company.

10.4. The users of the Agora blog must observe the rules of good behavior and decency and not engage in illegal or immoral acts and comments. The Website reserves the right to prohibit or stop the use of the Agora blog by users in case of violation of these rules. The Company in no way can be considered that accepts or endorses in any way the views, personal ideas or concepts that are expressed in the Agora blog by the users.

11. Breach of the terms and conditions

11.1 Without prejudice to the Company’s other rights under these terms and conditions, if the user/visitor breaches these terms and conditions in any way, the Company may take such action as the Company deems appropriate to deal with the breach, including prohibiting the user/visitor from accessing the website, contacting the internet service provider to request that they block the user’s/visitor’s access to the website and/or bringing court proceedings against the user/visitor.

11.2 The user/visitor is obliged to compensate the Company for any damage sustained due to infringement by the user/visitor of intellectual property rights or personal data of third parties, illegal use of the website, breach of the present terms and conditions or judicial decision rendered in this regard (including judicial fees).

12. Assignment

12.1 The Company may deal with its rights and obligations under the terms of use without notifying the user/visitor or obtaining his consent.

13. Αpplicable Law and Jurisdiction

13.1. It is expressly agreed herein that in any dispute that may arise in the future from the application of this Agreement the applicable law is the Greek law and the competent courts are the courts of Athens.

14. Other Terms and Conditions

14.1. This Agreement is governed by the provisions of the Regulations and Directives of European Law and relevant international and national provisions applicable in Greece. If any provision is held to be contrary to law and therefore void or voidable, shall automatically lapse, without in any way affecting the remaining terms. No modification of the terms hereof shall be taken into account and be a part of it, unless expressed in writing and incorporated herein. The Company shall not be held responsible for any delay or failure to comply with its obligations under these conditions if the delay or failure arises from any cause which is beyond the Company’s reasonable control including reasons of Force Majeure.

14.2. This Agreement constitutes the entire agreement between the parties and supersedes any prior written or oral agreement, understanding or negotiation between them. This Agreement can only be amended only in writing. Αll documents or writings permitted or required under this Agreement will be sent via e-mail, fax, mail (express or registered) to the respective addresses which were notified most recently.

 

SUBSCRIPTION SERVICE TERMS & CONDITIONS

1. Description of the services

1.1. We welcome you to Macropolis.gr a website (hereinafter “the Website”) and a subscription service (hereinafter “the Service”) that belongs to the company MacroPolis IKE (hereinafter “the Company” or “Macropolis.gr”). The subscribers to the Subscription Service shall read carefully the terms of use of this Terms and Conditions Agreement (hereinafter “this Agreement”) and the pre-conditions for the provision of the services that follows before subscribing to the Service. In case they do not agree, they should not use the Service, otherwise it is implied that they agree and that they consent. These Terms of Use apply in relation to the entire content of Macropolis.gr.

Activation Date is the date on which the Subscriber completes the order and acquires access to the Service. This Agreement is the License Agreement that concerns / applies to the single computer through which the Subscriber chooses to have access to the Service. Subscriber information is data and other electronic files which have been in the database held for the Subscriber, in the context of the provision of The Service.

1.2. Macropolis.gr can at any time amend the terms of use of this Agreement and the subscribers of the Service shall each time they visit macropolis.gr inspect for any amendments. In case the users of the Website and/or the subscribers of the Service continue to use Macropolis.gr following amendments to the terms and conditions it is considered that they accept the terms and conditions as amended.

1.3. The subscription service consists of the following options: (1) the Standard Access and (2) the Full Access. The Standard Access includes (a) a weekly newsletter that will be delivered to the subscribers via e-mail, mobile application and/or login to the Website, (b) access to all sections of the Website including the Statistics, Charts and Documents sections and, finally, (c) a daily e-mail bulletin that will be sent to the subscribers in case an important development happens before the weekly delivery of the newsletter to the subscribers. The Full Access is a tailor – made service for professionals. Subscribers choosing the second option will receive everything included in the Standard package plus one on one access to our analysts via teleconference once every quarter. Everything that remains outside of the context described above will form part of the service that will remain free to which the public at large will have free access.

1.4. The delivery options of the weekly newsletter and of the bulletin are (1) by e-mail, (2) by login to the Website and (3) by means of a mobile application. Subscribers will have access to a read-only format of the newsletter (and bulletin), irrespectively of the method of delivery. Subscribers will be able to access the statistics and the charts sections only by login to the Website.  

1.5. Regarding the relation between the Website and the Subscription Service, it shall be noted that it is possible that in the future the content of the newsletter will be disclosed and be made available for free after a certain period of time after it was made available to the subscribers for a fee.

1.6. The newsletter will be sent weekly, every Friday, with the exception of Public / Legal / Mandatory Holidays, including the 25th of March, the Monday following the Easter Sunday, the 15th of August and the 25th of December, when they happen to be on a Friday. In this case, the newsletter will not be issued. Content regarding the developments of the week in which a newsletter was not sent to the subscribers will be put in the following in line newsletter, i.e. the newsletter of the following week.

As regards the section “statistics”, in particular, it is comprised by statistics issued by the Hellenic Statistical Authority (ELSTAT), the Bank of Greece, Finance Ministry and others. The Company does not claim copyright in the statistics per se but in the database i.e the collection of the works and the value added service of the provision of the statistics gathered and presented in a comparative way by means of a calendar and depending on the “Type” of the statistic. In particular, there are nine hundred and thirty two “Types” of statistics, e.g. Interest Rates on Bank Deposits and Loans, Markit Manufacturing PMI, Turnover Index in Retail Trade, etc. Macropolis, has defined several “Types” and evaluates the statistics according to the Type they belong. Then the service consists in the presentation to the subscriber of the statistics they search for in accordance to the existing Types and for the period of interest to the subscriber, i.e. “past releases”, “upcoming releases”, “all releases”, the latter concerning all the releases for years 2013, 2014. The aforementioned releases are further categorized into the ones of “this week”, “past week”, “this month”, “past month” and “this year”.  Moreover, there is an “Upcoming Releases Calendar” which states which upcoming announcements are due and when in order to inform the subscribers in accordance to their interests. For example, a subscriber may choose to see the statistics of the Type of “Building Activity” for a period concerning “past releases” and, in particular, “This Week” in which case the service consists in the value added service of finding the respective content.

1.7 The Full Access Subscription Package includes one on one access to our analysts via teleconference. In specific, it provides the Subscriber with the option to initiate one call for each quarter to our analysts, the quarter being defined as a three-month period starting from the first of January and ending the last day of the last month of the three month period. When the last day of the quarter is a Public/Legal/ Mandatory holiday, the deadline ends at the end of the next day. Once one quarter is over, the Subscriber can only initiate the calls for the remaining quarters. Our Company is neither obliged to initiate a call if the Subscriber chooses not to do so, nor to provide a refund to the Subscriber if the latter does not initiate one of the calls he is entitled to.

2. Login and License to use The Service

2.1. The provision of services by the Company to the users is possible only after the user registration and account opening user. Registration and Membership is fee-based, personal, non-transferable and non-assignable. The Subscriber will receive a password for each license that creates and will be able to access the Service only through his / her electronic mail address and the security code and only for the number of licenses that are stated in the Application Form for the Subscription Service. The right to use licensed content under the present terms of use belongs only to the Subscriber in the sense that access of any third party without the consent of the Subscriber is prohibited. In case the Subscriber is a legal entity it has to notify the Company about the authorized persons which will have access to the Subscription Service. The Subscriber may change the data only through his/her user code (user name) and password security (password).

2.2. The service is directed only to adults and in people who have full legal capacity. The use of The Service by minors over 14 years and access to third party web content is only possible through the persons exercising parental authority or guardianship of the minor.

2.3. In order to login, the subscriber must complete the part of the subscriber requested information which is necessary, relevant and appropriate for The Service which the subscriber asks on his own initiative by the Company. The subscriber is obliged to state information that is true, accurate, current, and which has been acquired legally. The subscriber is solely responsible for the accuracy, truth and updating of information that indicates the account opening, as the Company does not make any crosscheck or verification of reported information by the subscriber. The collection of information requested by the Company during the subscriber registration is solely to enable the provision of the above described service to subscribers i.e. to display content to subscribers.

2.4. The access codes used to identify you on the basis of the information you provided during registration are a) Username (e-mail address or username) and b) the Personal Security Password (password), which provide secure access to your personal information each time you fill. You can modify the above access codes whenever and as often as you wish. The only person who has access to the subscriber’s information is the subscriber through the aforementioned access codes and the subscriber is the sole responsible for maintaining the secrecy of the access codes and for concealing them from third parties. When a Subscriber logs in the website it is deemed that his/her identity is true and verified. In case of loss or leakage the Subscriber should immediately inform / warn the Company in writing. However, the Subscriber bears sole responsibility for any damage sustained by himself or the Company from the unauthorized use of the access codes. . Subscribers are solely responsible for any act done in their account using their username and password as well as for any loss or damage done to the subscriber himself or to a third party by via his account. Subscribers are recommended for security reasons to change the aforementioned access code at regular intervals and to avoid using the same access codes as well as easily detectable access codes, using, where possible, not only letters and numbers but also symbols in order to create their passwords.

2.5. A personal, non-transferable, non-exploitable, annual, for his/her private use only license to access the content of the Service on these terms and conditions, is provided to the subscriber when the latter accepts these terms and conditions and registers in the Service. It is expressly forbidden to the subscriber to use the content of the Service for any commercial or illegal exploitation. Indicatively, it is not permitted to forward, share or distribute the newsletter and to make commercial use of the newsletter material unless the specific content / material is made freely available (e.g. a particular chart) via the Website or social media accounts of the Company.

2.6. According to the terms of The Service, the subscriber is allowed to reproduce content of the Service solely for private use, non-commercial purposes in accordance with what copyright legislation provides.

3. Legal Nature of the Service – Limitation of Liability

3.1. Macropolis.gr provides timely, accurate and independent analysis of events and developments in Greece at the extremely challenging time of the economic crisis for the country which moved Greece from relative obscurity to international prominence taking fully into account political, economic and societal complexities and not clichés. The analysis is compiled by experienced professionals who have not just observed the crisis in Greece and Europe but have lived the crisis and thus provides a real insight into developments in Greece. Macropolis.gr does not aim to give investment advice but hopes the intelligence it supplies will be useful for investors as well as analysts, policy-makers, academics, journalists and anyone who would like to understand Greece better. Macropolis.gr is self-financed and is not affiliated to any political party or financial institution. The subscription Service is not a news subscription service and therefore does not fall under the scope of the regulation of the press and the Laws No. 2328/1995 and does not have civil liability to pay damages according to Law No. 1178/1981.

3.2. The company has the right to discontinue (download) the content display temporarily or permanently or proceed to the foreclosure of a user / visitor anytime and especially immediately after it becomes aware of any breach of the terms of this Agreement. In any case that anyone wants to make any disclosure to the Company against any third party for the discontinuation of content display (notice and take down process), in the legally foreseen, should take every possible care to ensure the grounds are sufficient and concern a specific content posted from a specific user.

3.3. In any case, the Company should be provided at least those items that will be able to support the notification and to avoid unjustified, unsubstantiated, untrue and unfair disclosures. If there is any damage to the Company because of the actions to which The Company proceeded due to the notice of a third person, this person assumes responsibility for covering the damage and any related expenses of the Company.

3.4. The Company is required to download the content display in the event of a command or application or decision by a competent authority or Court.

4. Intellectual and Industrial Property Rights

4.1. The entire content of The Service, including, but not limited to, texts, news, graphics, photographs, illustrations, pictures, services and any kind of files is protected by copyright, is owned by the Company and is governed by national and international copyright and trademark law except the content that is explicitly recognized to be an intellectual and/or industrial right of others (indicatively, the photos contained in macropolis.gr). Access and use of the website does not give rise to any right provided by copyright or trademark law. For this reason it is prohibited to reproduce, in whole or in part, duplicate, copy, translate, republish material from this website (including republication on another site),  store, sell, rent or sublicense material from this website, transmit, distribute, publish, show any material from the website in public, exploit material on this website for a commercial purpose, perform, "load ", translate, edit or modify any material on the website in any way without the express prior written consent of the Company. Subscribers are prohibited to engage in any unlawful act which may undermine the rights of the Company. Indicatively, they should not undermine the Company’s exclusive right to authorise or prohibit direct or indirect, temporary or permanent reproduction by any means and in any form, in whole or in part of the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit the adaptation of the work, i.e. the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit any communication to the public of the Service’s content, by wire or wireless means, including the making available to the public of such content in such a way that members of the public may access it from a place and at a time individually chosen by them; they should not undermine the Company’s exclusive right to authorise or prohibit any form of distribution to the public by sale or otherwise the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit the translation of the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit the renting and public lending of the original or copies of the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit the public performance of the Service’s content; they should not undermine the Company’s exclusive right to authorise or prohibit the transmission or retransmission of the Service’s content to the public by radio and television, by electromagnetic waves or cables or pipes or other material in any other way, parallel to the surface of the land or through satellites; they should not engage in any other act that contracts to the exclusive rights of the Company to the Service’s content and to this Agreement. Exceptionally, subscribers are allowed to reproduce parts of the content and print pages from the website for personal and non-commercial use, download for caching purposes only and always under the condition that the source of origin is mentioned, without implying in any way that by such use intellectual property rights in the content are granted to the subscribers. Any use including framing, meta tags or other text utilizing the Company’s trademarks, or other trademarks displayed, is strictly prohibited without the Company’s express written consent.

4.2. Whatever else is contained in the pages of the Service and is a registered trademark or third party intellectual property right belongs to the area of​responsibility of this third party and has nothing to do with the Company. In case of violation of intellectual property rights of The Company the legal provisions on the enforcement of intellectual property rights apply and civil, administrative and criminal penalties are threatened as provided in Law n.2121/1993. Moreover, the circumvention of technological measures and of rights management information is prohibited in accordance with the current national and European legislation.

5. Data Protection – Privacy Statement

5.1. The Company shall collect personal data of the users which is necessary, relevant and appropriate in relation to the objective pursued, which is the user access to The Service and the use of cookies. User data / information is not disclosed to third parties. Users are solely responsible for the truth, accuracy and updating of the data they indicate. By accepting these terms and conditions subscribers (data subjects) give explicit consent to the collection and processing of general data under the terms and conditions that are specifically analyzed in these terms.

5.2. The Company collects the following personal data:

a) Data that you provide us (e.g. during registration to the service etc.)

b) Data obtained from the use of our services by you by means of cookies. For our cookie policy please refer to the relevant section of our website.

5.3. In compliance with the obligations arising from the Law 2472/1997 as amended, the Company informs the users of the following:

a) Details of The Company and of a representative of The Company for the protection of personal data: Nicholas Malkoutzis – info @ macropolis.gr

b) Once a subscriber is a data subject he/she has the right to know whether personal data relating to him/her are or have been processed.

c) Once a subscriber is a data subject he/she has the right to raise any objections to the processing of data concerning him/her in accordance with what is specifically provided for in Law 2472/1997.

5.4. Subscribers' personal information is protected and managed in accordance with the conditions and rules of Greek law and in particular N.2472/1997, Law n. 3471/2006, Law n.4070/2012, and The Company strictly follows all the rules adopted by the relevant legislative framework. Under this legislative framework, the data held by us may be disclosed to third parties, to the competent authorities, prosecutors and other administrative services in accordance with the rules and regulations laid down by the current legislative framework.

5.5. The Company states that it has no responsibility for the cases in which the subscriber communicates and / or declares personal data and / or general information and / or data relating to the websites of third parties on which they acquire access or to which they are referred through The Website / by The Company. The management and protection of personal data of the subscriber to the Service is governed by the terms of this Agreement and relevant provisions of European law (Directives 95/46/EC and 97/66/EC). The personal data (names, addresses, age, etc.) that may be collected is not disclosed to third parties (except as provided by the law), but instead their personal character is preserved.

Our website keeps records with the users’ data for improvement of the user experience and of the overall quality of our services purposes. We will ask for your consent before using information for a purpose other than those laid down in this terms and conditions agreement. The Company processes personal information on our servers in many countries around the world. The Company may process personal information on a server which is not in the country in which you reside.

5.6. Moreover, in the case of "links" to other sites, the Service is not responsible for the management and protection of personal data policy these other sites have. In any case, the subscriber to The Service has the potential to request the deletion, correction or change of the record following his/her contact with the relevant department of the Company as described in paragraph 5.3. of this Article and the identification / ascertaining of the existence of a personal record. Minors have access to the Website only with the consent of parents / guardians and are not required to disclose their personal information.

5.7. It is expressly agreed hereby that in case any action, claim, administrative or legal action arising from any breach by the user is brought against the Website the user assumes the obligation to participate in the relevant Court procedure and to indemnify the Company if it is forced to pay compensation or other expense.

6. Provision of the Subscription Service – Payment - Subscription

6.1. The Service is provided by the Company to subscribers for a fee. Details of the subscription packages can be found here: http://www.macropolis.gr/?i=portal.en.subscriptions

6.2. The Company does not guarantee that the provision of this service will continue to be offered under the same economic / financial terms. In case that the Company changes the amount or the method of payment, such changes will be preceded by prior notice by the Company. The Company reserves the right to suspend the subscriber’s account in case it changes the amount or method of payment without prior notice. The Subscriber has the right to terminate the agreement if he does not agree with the new financial terms following payment of any outstanding debts..

7. Modification of the Service 

7.1. The Company reserves the right to proceed to a modification of the Service, of how it works, of the content, of the way the service is delivered, of the terms of use, etc. incurring an obligation to notify users.

7.2. The Company reserves the right to choose, add, remove and modify the content of The Service incurring an obligation to notify users. The Company cannot intervene with the content created by third parties. Similarly, the Company reserves the right to temporarily or permanently close / suspend the provision of the Service incurring an obligation to notify subscribers. Finally, the Company reserves the right to modify at any time with prior notice this Agreement. This Agreement will enter into full effect / be valid once they are posted to the Website and to the Service.

8. Termination of this Agreement

8.1. If the Subscriber breaches the terms of Articles 10 and 11 of this Agreement, including non-payment of the value of the subscription, the Company reserves the exclusive right to terminate this Agreement and / or terminate access to the Subscriber's account, without providing specific informationto the Subscriber and without incurring any liability, with prior notice of 5 days before termination. If the Subscriber violates any other term of this Agreement, the Company can either make a recommendation of compliance or suspend the operation of the account or terminate the Agreement or terminate the access of the Subscriber to the Service, following written notice to the Subscriber 30 days before termination. In this case, the Company will not be liable to the Subscriber or any third party for the discontinuation of the Service. The termination of this Agreement does not mean that the Subscriber will not have to pay any outstanding debts. Upon termination or in any way expiration or dissolution of this Agreement and for a period of 30 days from the effective date of termination, the Company has the obligation to grant to the Subscriber, at his request, a copy of his / her data. The Company reserves the right, after the lapse of 30 days or more from the termination or from the in any way expiration or dissolution of this Agreement, to delete the Subscriber information from the system. The terms of Articles 1, 4, 8, 12, 14 will survive the termination or the in any manner expiration or dissolution of this Agreement.

8.2. The Agreement may be terminated at any time by the parties for no reason. If the Subscriber requests the termination for no reason, the Company is not obliged to return the subscription payment for the time period remaining from the date of termination until the end of the subscription period. The Company is also not obliged to return the subscription payment in case of breach of the present terms and conditions.

9. Duration

9.1. This Agreement shall enter into force on the Effective Date (Activation Date). The initial term of this Agreement will be the number of months that will be defined by the electronic ordering process of The Subscription service (the 'Duration of The Subscription Service'). If The Subscription service is used as a free trial, access to The Service solely depends on the Company. Shortly before the expiration of the Subscription Term or Renewal Term, The Subscriber will have to renew the subscription. If the renewed subscription is not paid within the prescribed period, this Agreement will be terminated and access to the Subscriber Service will be interrupted automatically and without special notice given to The Subscriber. The Company undertakes to promptly inform the Subscriber of the impending expiry of the duration of the Subscription Agreement through the e-mail address he / she has provided upon registration with the Service.

10. Payments

10.1. In order to provide the subscription service or renew it, the total value of the service should be reimbursed before the date of activation of the Service. The repayment shall be done via deposit to PayPal account. Activation of the subscription Service is directly related to the payment. The Subscriber shall pay for all licenses that are declared in the “Application Form for the Subscription Service” for the entire duration of the subscription, even if you do not use them all. The Service does not collect or process any data of the subscriber as regarding the payment procedure which is entirely outsourced to PayPal and is subject to PayPal’s terms and conditions which can be found here.

11. Subscribers’ obligations

11.1. The Subscriber shall: a) Comply with all the provisions governing communications; b) refrain from any illegal or unauthorized use of the content and services of The Service in accordance with the current legislation or any use which is in connection with any unlawful, illegal, fraudulent or harmful purpose or activity or violates third party rights (c) refrain from using the website in any way that causes, or may cause damage to the website or impairment of the availability or accessibility of the website (d) refrain from using the website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, or any other malicious computer software (e) refrain from conducting any systematic or automated data collection activities on or in relation to this website without the Company’s written consent (f) use the site for any purpose related to marketing without the Company’s express written consent. He must also behave in a decent and discreet manner during his use of the Service, while the adoption of practices of unfair competition or practices that conflict with appropriate behaviour is expressly prohibited. Any damage caused to the Company or generally resulting from poor or improper use of the Service by the subscriber goes back to his sole responsibility.

12. Limitation of The Company’s liability

12.1. The Company, without a warranty, and therefore without incurring any liability, exerts maximum effort to ensure that all information and content of the Website as well as the information provided by its analysts is correct, accurate, clear, timely, complete and available. The Company shall not be liable for any damage caused to the visitor / user as a result of visiting / using the Service and Subscription options including(i) direct loss or consequential damage of the visitor/user or third parties who derive their rights from the user/visitor such as business loss, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data (ii) direct loss or consequential damage of users/visitors that breach the present terms and conditions (iii) any liability caused by a force majeure event. The Company’s liability is solely restricted to liability for death or personal injury arising from gross negligence or malicious intent. The information and services are provided "as is" without any express or implied warranty, including those of merchantability or fitness, which are explicitly denied by the Company. The Company under no circumstances guarantees the uninterrupted or error-free provision of services and content or even the lack of "bugs" neither of the Service nor of any other site or server through which the subscriber receives the content of the Company or to which the Service links.

12.2. The Service is also not responsible in any way, directly or indirectly, to provide any incentive, inducement or advice to subscribers to perform any act but instead it is at the discretion of the subscribers to evaluate what information they receive and to act based on their own will, without any liability of the Service. In this respect, subscribers choosing the Full Access subscription option should be aware that the Company only provides information; it does not aim to provide investment advice or counseling of any kind. The subscribers should use their judgment in using the information provided which is done at their own risk and are solely responsible for the use of such information. Subscribers should also be aware that analysts may have different views and should thus independently verify the information provided.12.3. The Company is not responsible for the content and services of other websites to which it provides hyperlinks nor guarantees their availability. Problems that may arise during the visit / use of other web sites to which the Service links / points are sole responsibility of the respective sites, to which subscribers must refer to as well as to their relevant terms and conditions. Reference to other sites is done for the convenience of users / visitors of the Service and in no way creates any kind of commitment for anyone and any form of responsibility for The Company.

13. Breach of the terms and conditions

13.1 Without prejudice to the Company’s other rights under these terms and conditions, if the subscriber breaches these terms and conditions in any way, the Company may take such action as the Company deems appropriate to deal with the breach, including prohibiting the subscriber from accessing the website, contacting the internet service provider to request that they block the subscriber’s access to the website and/or bring court proceedings against the subscriber.

13.2 The subscriber is obliged to compensate the Company for any damage sustained by the latter due to the infringement by the user/visitor of intellectual property or industrial rights or personal data of third parties, illegal use of the Service, breach of the present terms and conditions or judicial decision rendered in this regard (including judicial fees).

14. Assignment

The Company may deal with its rights and obligations under the terms and conditions without notifying the subscriber or obtaining his consent

15. Αpplicable Law and other Conditions

15.1. It is expressly agreed herein that in any dispute that may arise in the future from the application of this Agreement the applicable law is the Greek law and the competent courts are the courts of Athens.

16. Other Terms and Conditions

16.1. This Agreement is also governed by the provisions of the Rules and Directives of European Law and relevant international and national provisions applicable in Greece. If any provision is held to be contrary to law and therefore void or voidable, shall automatically lapse, without in any way affecting the remaining terms. No modification of the terms hereof shall be taken into account and be a part of it, unless expressed in writing and incorporated herein. The Company shall not be held responsible for any delay or failure to comply with its obligations under these conditions if the delay or failure arises from any cause which is beyond the Company’s reasonable control including reasons of Force Majeure. This Agreement constitutes the entire agreement between the parties and supersedes any prior written or oral agreement, understanding or negotiation between them. This Agreement can only be amended in writing. Αll documents or writings permitted or required under this Agreement will be sent via e-mail, fax, mail (express or registered) to the respective addresses which were notified most recently.